Diversifying
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Diversifying
Does it feel like the financial system is stacked against you? For many of us, it is. Especially if you’re Black or Brown, a woman, or single. In Diversifying, we explore why the traditional rules of money management no longer apply to new generations. Hosted by Delyanne Barros, better known as Dely...
Recent Episodes
29 episodes
Thank you for listening
When the Diversifying team set out to create this show, our mission was to create a safe space where personal finance could be discussed from the lens...
When the Price of Childcare is Just Too High
In most places in the US, sending a kid to daycare costs about the same as sending a kid to state college. Have more than one kid, and it’s easy for a...
The Real Cost of Baby-Making
Infertility treatments can cost upwards of $100,000. This is a particular burden for LGBTQ+ couples, who need access to procedures like IUI, IVF, or s...
All the Single Ladies… Pay More
When you're single, expenses can add up fast. There's no one to split rent or utilities. You can't slide onto someone else's health insurance. And you...
How to Curb Money Avoidance
This week we’re sharing an episode of Life Kit: Money from NPR. If you wince every time you open up your credit card app or feel stressed just thinkin...
Manifesting Wealth
This week, we’re sharing an episode of Brown Ambition, a podcast hosted by Mandi Woodruff (who you may remember from our episode “Negotiating Your Way...
Don't Fall For These Money Scams
Ever received a text from a bank you don’t have an account with? Or received a DM from a stranger asking for money? It’s probably a scam, but how do y...
How Abortion Bans Affect Your Money
The top reason women give for having an abortion? Not being able to afford a child. In this episode, Delyanne Barros speaks with Black Women’s Health...
Rethinking Credit Cards
Do you have credit cards, but worry you rely on them a little too much? Does managing the debt seem daunting? Don’t worry, we got you! This episode is...
How to Recession Proof Your Life
Are we headed towards a recession? Are we already in one? These are scary questions, but recessions are an unavoidable part of the economy. And they d...
Righting Your Financial Wrongs
From credit card debt to bad investments… We’ve all kicked ourselves over a money mistake. But most of them are fixable, so don’t panic! This week, De...
Why Unions are Making a Comeback
The Amazon Labor Union made history when it won its election at the JFK8 facility in Staten Island — but they aren’t the only ones organizing. Petitio...
Your Money Questions Answered
Where do you go with your burning money questions? The Money Coach, of course! From hustle culture to medical debt, Delyanne Barros answers listener q...
Don’t Bank on Debt Forgiveness
Student loans are overwhelming so how do you deal with them? It’s easier to avoid those payment notifications and not think about it. We get it! Espec...
Bethenny Frankel on Why Business is Personal
You might know Bethenny Frankel from “Real Housewives of New York City,” but have you heard the story behind her success as an author and entrepreneur...
The Cost of Money Trauma
The way your family handled their finances probably shaped how you think about money as an adult. And if those early childhood experiences were negati...
Making Crypto Less Cryptic
Celebrities, Super Bowl ads, and social media are telling you you’re missing out if you aren’t buying crypto. But FOMO isn’t a good reason to make big...
How to Stop Working While You're Still Young
FIRE is a big discussion topic in the personal finance world. It stands for “financial independence, retire early” and is a way of saving enough to st...
The Myth of the Forever Home
Housing costs in America are at an all-time high and a lot of people are wondering if the American Dream of home ownership is right for them. This wee...
The Price is Not Right
Americans have been living with soaring prices for months as inflation hits a 40-year high. This week, Delyanne Barros unpacks why prices are so high,...
Negotiating Your Way to Success
The pandemic has made a lot of us realize our work is worth more than we’re getting paid. But while our attitudes may have changed, the best way to le...
Don’t Tip the IRS
Understanding how your taxes work can help you get a bigger return, and, in the long run, it can help you build wealth! This week, Delyanne covers eve...
We Want Prenups
No one goes into marriage hoping for divorce, but it happens all the time. This week, Delyanne talks to Dasha Kennedy, founder of Broke Black Girl, wh...
Swipe Right on the Money Talk
Talking about money with your partner can make or break you as a couple! This week, Delyanne talks to Kiersten and Julien Saunders, founders of rich &...
Can Investing Save the World?
In our last episode, we broke down the basics of investing. So now that you’re ready to invest your first dollar, where are you going to put it? What...
What Investing and Pizza Have In Common
When you imagine the stock market, you probably picture the chaotic frenzy of Wall Street. That's kinda scary! But what if we told you that investing...
Tackling Your Student Debt: Part 2
Student loans are overwhelming, so how do you deal with them? It’s easier to avoid those payment notifications and not think about it. We get it! But...
Student Loans, A Dumpster Fire: Part 1
Like a lot of you out there, Diversifying host Delyanne Barros used student loans to pull herself out of poverty – but she had to pay back a staggerin...
Introducing: Diversifying
Does it ever feel like the financial system is stacked against you? For many of us, it is. Especially if you’re Black or Brown, a woman, or single. In...